As a consumer bankruptcy attorney of over 10 years I offer a free initial consultation to go over debt relief options with people who are struggling and overwhelmed with debt. Many times, after the consultation, potential clients tell me "wow, talking to you about bankruptcy wasn't as scary as I thought".
Many people are paralyzed by the fear of facing their debt problems and even picking up the phone to call our office is hard. Once they are able to do that and get into our office, most people find that the consultation is basically just a friendly conversation about their debt problems where we offer options that will help resolve them. As a bankruptcy attorney I am not here to judge or criticize anyone for being in debt. I am here to explain how they can best get out of debt and begin living debt free. Sometimes I suggest bankruptcy as the best option, but other times I may see other, better options. If bankruptcy is good option, I can explain the details involved in getting a case filed and explain the entire process from start to finish.
So, if you are feeling scared to talk to a professional about your debt problems just remember that making the call is usually the hardest part. If you come into one of our offices you will find a friendly face who is just there to help you out and let you know what options you have to finally deal with overwhelming debt.